Personal: Is property & casualty insurance coverage sold to individuals and families for noncommercial purposes.Life: Insurance coverage on human lives, including benefits of endowment and annuities, and may include benefits in the event of death or dismemberment by accident and benefits for disability income.Casualty: Insurance coverage against legal liability, including coverage for death, injury, or disability or damage to real or personal property.Accident & Health: Insurance coverage for sickness, bodily injury, or accidental death, and may include benefits for disability income.Lines of Authority for Major Lines License issued by the Ohio Department of Insurance: A person is considered a business entity if they operate under a Federal Tax Identification Number (FEIN) instead of a personal Social Security Number (SSN). Any business entity (corporations, limited liability companies, limited liabilities partnerships, general partnerships) conducting the business of insurance in Ohio, must be licensed by the Ohio Department of Insurance.
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